Florida Health

Discount Plans and Supplemental Insurance Products

Health care can be much more affordable with a discount plan membership. Learn how Florida Health Choices can help save you money on a wide variety of health care treatment and services with a discount plan from Florida Health Choices.


How do they compare?

Florida Health Choices will offer both supplemental insurance and discount health care products to help meet your benefit needs, and to help you save money.


What's the difference?

Generally speaking, discount plans will cost less to buy than most similar insurance plans. For example, a dental discount plan will cost less than a dental insurance plan. To take advantage of the savings and value a discount plan offers, you simply visit a participating provider and pay the provider the discounted fee at the time of service. With a discount plan, there are no limits to how often you can use the plan and save.

Insurance plans typically reimburse you for treatment or care covered by the policy. With many plans, there may be waiting periods before benefits are paid, and there could be pre-existing condition exclusions. In most instances, insurance premiums may cost more than a discount plan membership because of the insurance benefit you would receive.

As with any buying decision, it's important to read any insurance policy or discount plan terms and conditions so you can fully understand the details of each option and select the one that's best for you. After all, it's your health and your money, and Florida Health Choices is helping to make it possible for you to protect both.

Plan Features Discount Plans Supplemental Insurance
Waiting Periods No Yes
Claim Forms and Paperwork No Yes
Co-pays No Yes
Deductibles No Yes
Annual Maximums No Yes
Limits on Use No Yes
Discounts on Cosmetic Services Yes No
Age Restrictions No Yes
Freedom to use any provider No Yes